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Susan Schuelke Chapter 128 Trustee, LLC. What is Chapter 128? Find a Chapter 128 Attorney. Chapter 128 gets its name from the Wisconsin state statute it falls under, 128. The main purpose of Chapter 128 is to repay debt without filing bankruptcy. It is NOT a consumer credit counseling program, but is a debt consolidation plan filed with the Wisconsin Circuit Courts, with documents prepared by an attorney. A trustee is appointed to administer the plan, which is what I do. Who Needs Chapter 128? .
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